Florida Renters Insurance
We offer affordable renters insurance policies that
have flexibility to meet your individual needs and
above all, provide you with the security that comes
only from the knowledge that your home is safe. If
you live in an apartment or a rented house, a Florida
renters insurance policy covers you and your
possessions. A standard renters insurance policy
protects your personal property in many cases of
theft or damage, and may pay for temporary living
expenses if your rental is damaged so seriously you
can't live in it. It can also protect you from personal
liability.
The standard Florida renters insurance policy
covers the actual cash value of personal property.
Payments are based on the replacement cost of the
property minus a deduction for physical depreciation
and obsolescence. If you add replacement cost
coverage (for an additional premium), the insurance
company will pay one of the two amounts below,
whichever is lower?
1. The cost to replace the property with a similar
type and quality of property without a deduction for
depreciation.
2. The full cost to repair at the time of the loss.
Florida renters insurance policy is a popular form of personal insurance and
usually contains four sections: C, D, E, and F:

Coverage C - protects your personal property, (e.g. furniture, CDs, stereo
and clothes). You choose a dollar amount limit (what you think your
possessions are worth) when you purchase a Florida renters insurance
policy.
Coverage D - covers loss of use - the expenses you face when your
apartment can't be used due to an insured loss. This is usually 20% of your
personal property limit.
Coverage E - covers your personal liability claims and suits for bodily injury
or property damage. You choose this limit when you purchase the Florida
renters insurance policy.
Coverage F - pays for medical expenses for minor injuries to others even if
you were not at fault. The policy normally includes limits of $1,000 per
person.
A Florida renters insurance policy covers "named perils" listed on your policy
and usually include the following:
Theft, Fire or Lightning, Windstorm or Hail, Explosions, Riots, Aircraft,
Vehicles, Smoke, Vandalism, Falling objects, Weight of ice, snow, or
sleet, Accidental discharge or overflow of water or steam, Sudden and
accidental tearing apart, cracking, burning, or bulging, Freezing, Sudden
and accidental damage from artificially generated electrical current ,
Volcanic eruptions (doesn't include earthquake or tremors)
Click on the link below to fill out a secure quote request form for a
Florida Renters Insurance policy that will provide excellent insurance
coverage at an affordable cost. Or you can speak with one of our
Florida Renters Insurance agent specialists toll free at 877-304-2323 to
discuss the features.
We are a Florida based insurance agency offering affordable Florida renters
insurance policy premiums in the following cities and counties: Coral Springs, Fort
Lauderdale, Parkland, Coconut Creek, Margate, North Lauderdale, Lighthouse
Point, Hillsboro Beach, Deerfield Beach, Boca Raton, The Hamptons, Highland
Beach, Weston, Plantation, Playland Isles, Melrose Park, Lauderhill, Sunrise,
Tamarac, Wilton Manors, Oakland Park, Lauderdale Lakes, Sea Ranch Lakes,
Villages of Oriole, Pompano Beach, Lauderdale-by-the-Sea, Boca West, Delray
Beach, Boca Pointe, Boynton Beach, Lantana, Rainbow Lakes, Atlantis, Lake
Worth, South Palm Beach, Palm Springs, Greenacres, Wellington, Haverhill, Palm
Beach, Golden Lakes, Riviera Beach, Glen Ridge, West Palm Beach, Lake Park,
Royal Palm Beach, Jupiter, Juno Beach, North Palm Beach, Loxahatchee, Belle
Glade, Palm Beach Shores, South Miami, Cutler Ridge, Princeton, Perrine,
Naranja, Homestead, Florida City, Leisure City, Richmond Heights, Pinecrest,
Howard, Coral Way Village, Westchester, Westwood Lakes, Brownsville,
Sweetwater, Key Biscayne, North Bay Village, Miami Beach, Miami Springs,
Virginia Gardens, Hialeah, El Portal, Miami Shores, Medley, Indian Creek, Surfside,
Bal Harbour, North Miami, Biscayne Park, Pinewood Park, Opa Locka, Bunche
Park, Hialeah Gardens, Palm Springs North, Carol City, Norland, Ojus, Miami
Lakes, Biscayne Gardens, Hallandale, Sunny Isles Beach, Golden Beach,
Aventura, Uleta, Miramar, Pembroke Pines, North Miami Beach, Hallandale Beach,
Ives Estates, Pembroke Park, Coral Gables, Kendall, Dania Beach, Cooper City,
Davie, West Miami, Hollywood, Broward County, Palm Beach County, and Miami-
Dade County, FL. We can also offer our Florida renters insurance coverage services
throughout the sunshine state, including Miami, Orlando, Tampa, St. Petersburg,
Tallahassee, and Jacksonville.
**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions
regarding your insurance needs should be discussed with a licensed insurance
agent.
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M & L Insurance Agency
Corporate Offices
2855 N. University Dr.
Suite 110
Coral Springs, FL 33065
Office: 954-340-2323
Toll Free: 877-304-2323
Fax: 954-840-0320

M & L Insurance Agency, Inc
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