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Florida RV Insurance Information
(Recreational Vehicle)
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The value of good recreational vehicle insurance often
doesn't become apparent until you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have Florida RV insurance coverage you can count on. |
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Let one of our experienced Florida RV insurance policy
specialists explain the different Liability limits, Comprehensive, Collision, Personal Injury Protection, Uninsured Motorist, and Medical coverages, as well as Full-Timer coverage, Vacation Liability coverage, Total Lost Replacement Cost coverage for newer RV's, and the deductibles that are available for you to choose from. We offer affordable recreational vehicle (RV) insurance policies from leading insurance companies serving Florida. |
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Learn more about Florida RV Insurance policy
coverage options below! |
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Click on the link below to fill out a secure quote request form for a
Florida RV Insurance policy that will provide excellent RV insurance coverage at an affordable cost. Or you can speak with our Florida RV Insurance specialist toll free at 877-304-2323 to discuss the policy features in more detail. |
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We are a Florida based insurance agency offering affordable Florida RV insurance
policy premiums in the following cities and counties: Coral Springs, Fort Lauderdale, Parkland, Coconut Creek, Margate, North Lauderdale, Lighthouse Point, Hillsboro Beach, Deerfield Beach, Boca Raton, The Hamptons, Highland Beach, Weston, Plantation, Playland Isles, Melrose Park, Lauderhill, Sunrise, Tamarac, Wilton Manors, Oakland Park, Lauderdale Lakes, Sea Ranch Lakes, Villages of Oriole, Pompano Beach, Lauderdale-by-the-Sea, Boca West, Delray Beach, Boca Pointe, Boynton Beach, Lantana, Rainbow Lakes, Atlantis, Lake Worth, South Palm Beach, Palm Springs, Greenacres, Wellington, Haverhill, Palm Beach, Golden Lakes, Riviera Beach, Glen Ridge, West Palm Beach, Lake Park, Royal Palm Beach, Jupiter, Juno Beach, North Palm Beach, Loxahatchee, Belle Glade, Palm Beach Shores, South Miami, Cutler Ridge, Princeton, Perrine, Naranja, Homestead, Florida City, Leisure City, Richmond Heights, Pinecrest, Howard, Coral Way Village, Westchester, Westwood Lakes, Brownsville, Sweetwater, Key Biscayne, North Bay Village, Miami Beach, Miami Springs, Virginia Gardens, Hialeah, El Portal, Miami Shores, Medley, Indian Creek, Surfside, Bal Harbour, North Miami, Biscayne Park, Pinewood Park, Opa Locka, Bunche Park, Hialeah Gardens, Palm Springs North, Carol City, Norland, Ojus, Miami Lakes, Biscayne Gardens, Hallandale, Sunny Isles Beach, Golden Beach, Aventura, Uleta, Miramar, Pembroke Pines, North Miami Beach, Hallandale Beach, Ives Estates, Pembroke Park, Coral Gables, Kendall, Dania Beach, Cooper City, Davie, West Miami, Hollywood, Broward County, Palm Beach County, and Miami-Dade County, FL. We can also offer Florida RV insurance policy coverage services throughout the Sunshine state, including in Miami, Orlando, Tampa, St. Petersburg, Tallahassee, and Jacksonville, FL. |
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This coverage comes into play when an at-fault driver has RV, auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your damages. |
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Underinsured Motorist Bodily Injury Coverage
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This type of RV insurance coverage pays for your medical expenses, lost wages,
and other damages when you or your passengers are injured in an accident caused by a driver who has insufficient RV, auto or motorcycle insurance coverage. The RV insurance coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. This is not a required Florida RV insurance coverage. |
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Underinsured Motorist Property Damage Coverage
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Protects you if your RV is damaged in an accident caused by a driver who has
insufficient insurance coverage. This coverage pays the difference between the coverage limit you select and the other driver's property damage coverage limit. This is not a required RV insurance coverage in Florida. |
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Florida RV Insurance Policy FAQ
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Click on the link below to fill out a secure quote request form for a Florida RV
Insurance policy that will provide excellent insurance coverage at an affordable cost. Or you can speak with our Florida RV Insurance specialist toll free at 877-304-2323 to discuss the features in more detail. |
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Covers damage caused to the insured's RV (your RV) from risks such as theft,
fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the Florida RV insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost within the Florida recreational vehicle insurance policy. |
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Covers damage caused to the owners RV from a collision caused by another auto,
RV, or other object. The deductible is the amount you choose to pay upfront (if any) before the RV insurance policy pays. The higher the deductible chosen the lower the collision coverage cost within the Florida RV insurance policy. |
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Florida RV Insurance Policy FAQ
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Florida RV Insurance Policy FAQ
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Florida RV Insurance Policy FAQ
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Bodily Injury Liability
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Injuries that you (insured) cause to someone else is covered under this part of an
RV insurance policy. This is not required in Florida unless you displayed a financial irresponsibility following an accident. The minimum liability insurance coverage available for purchase in Florida is 10/20 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the minimums set by the state of Florida and are listed below. Contact us toll free at 877-304-2323 to discuss what liability coverage amounts you require to meet your family and personal needs. |
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Florida Liability Coverage limits explanation:
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10/20/10 10=$10,000 - 20=$20,000 - 10=$10,000
First number = bodily injury liability maximum for one person injured in an accident.
Second number = bodily injury liability maximum for all injuries in one accident.
Third number = property damage liability maximum for one accident.
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Property Damage Liability
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Damage caused by the insured (you) to someone else's property, such as a
motorcycle, RV, car, truck, fence, or house, is covered through property damage RV insurance coverage. This coverage also assists in protecting you if a lawsuit arises from an accident. The minimum coverage amount in Florida is $10,000. |
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Benefits Provided Include:
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Pays 80% of all reasonable expenses for necessary medical, surgical, x-ray, dental
and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care.) |
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Necessary remedial treatment (nursing home care or home nursing care).
Pays 60% of gross income loss caused by inability to work because of an injury
suffered in an accident.
$5,000 death benefit
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Florida RV Insurance Policy FAQ
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Florida RV Insurance Policy FAQ
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Florida requires a minimum of $10,000 of (PIP) or personal injury protection
coverage. This coverage pays medical bills for injuries suffered in a RV accident regardless of who caused the accident. |
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Medical payments coverage pays for the medical and funeral expenses for you or
others hurt or killed in an accident while riding in or driving your RV. Claims against this coverage include all reasonable hospital, surgical, chiropractor, X-ray, dental, professional nursing, prosthetic, and funeral expenses. It will also cover you or members of your family if you are hit by a RV when you are walking or if you are riding in another RV. This coverage will pay for your medical and funeral expenses even if you cause the accident. The coverage is often limited to medical care you get in the first one, two, or three years after the accident and is limited to a specific dollar amount. This is not a required Florida recreational vehicle (RV) Insurance coverage. |
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Florida RV Insurance Policy FAQ
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25/50 25=$25,000 - 50=$50,000
First number = uninsured motorist maximum for one person injured in an accident.
Second number = uninsured motorist maximum for all injuries in one accident.
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Example of uninsured motorist limits:
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at-
fault driver who has no auto liability insurance. This coverage is not required for Florida RV Insurance. Contact us to discuss what uninsured coverage amounts you require to meet your family and personal needs. |
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**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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M & L Insurance Agency
Corporate Offices
2855 N. University Dr.
Suite 110
Coral Springs, FL 33065
Office: 954-340-2323
Toll Free: 877-304-2323
Fax: 954-840-0320
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M & L Insurance Agency, Inc
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