Florida Condominium
Association Insurance
M & L Insurance Agency of Coral Springs, FL offers
affordable insurance coverage options for your Florida
condominium association. Your insurance policy
should be reviewed annually to guarantee that the
coverage meets or exceeds your condominium
association's needs, governing statements, and the
owners requirements.
Click on the link below to fill out a secure quote
request form for Florida condominium association
insurance that will provide your business with
excellent insurance protection at an affordable cost.
Or you can speak with our Florida condo association
insurance specialist toll free at 877-304-2323 to
discuss the features.
We are a Florida based insurance agency offering comprehensive Florida condo association
insurance plan services to small, mid-sized and large businesses located in the following cities
and counties: Coral Springs, Fort Lauderdale, Parkland, Coconut Creek, Margate, North
Lauderdale, Lighthouse Point, Hillsboro Beach, Deerfield Beach, Boca Raton, The Hamptons,
Highland Beach, Weston, Plantation, Playland Isles, Melrose Park, Lauderhill, Sunrise, Tamarac,
Wilton Manors, Oakland Park, Lauderdale Lakes, Sea Ranch Lakes, Villages of Oriole, Pompano
Beach, Lauderdale-by-the-Sea, Boca West, Delray Beach, Boca Pointe, Boynton Beach,
Lantana, Rainbow Lakes, Atlantis, Lake Worth, South Palm Beach, Palm Springs, Greenacres,
Wellington, Haverhill, Palm Beach, Golden Lakes, Riviera Beach, Glen Ridge, West Palm Beach,
Lake Park, Royal Palm Beach, Jupiter, Juno Beach, North Palm Beach, Loxahatchee, Belle
Glade, Palm Beach Shores, South Miami, Cutler Ridge, Princeton, Perrine, Naranja, Homestead,
Florida City, Leisure City, Richmond Heights, Pinecrest, Howard, Coral Way Village,
Westchester, Westwood Lakes, Brownsville, Sweetwater, Key Biscayne, North Bay Village,
Miami Beach, Miami Springs, Virginia Gardens, Hialeah, El Portal, Miami Shores, Medley, Indian
Creek, Surfside, Bal Harbour, North Miami, Biscayne Park, Pinewood Park, Opa Locka, Bunche
Park, Hialeah Gardens, Palm Springs North, Carol City, Norland, Ojus, Miami Lakes, Biscayne
Gardens, Hallandale, Sunny Isles Beach, Golden Beach, Aventura, Uleta, Miramar, Pembroke
Pines, North Miami Beach, Hallandale Beach, Ives Estates, Pembroke Park, Coral Gables,
Kendall, Dania Beach, Cooper City, Davie, West Miami, Hollywood, Broward County, Palm Beach
County, and Miami-Dade County, FL. We can also offer our Florida condo association insurance
coverage services throughout the sunshine state, including Miami, Orlando, Tampa, St.
Petersburg, Tallahassee, and Jacksonville.
Protects your Florida condominium association against claims for personal injury or
property damage arising from the common areas, including the limited common
areas. Each property should be inspected by an insurance professional to
determine adequate amounts of coverage. Florida condominiums that also have
ponds and/or playground areas may require increased insurance coverage. Liability
judgments in excess of the Association's liability limit can be recovered through a
Loss Assessment on the individual owners, who can generally claim
reimbursement under the Loss Assessment provisions of their individual Owner's
policies.
Provides coverage for the physical value (not market value) of all condominium
association buildings, miscellaneous structures and contents.
Provides insurance coverage for negligent acts, errors or omissions by the
association's present or former board members or officers. Common examples of
claims include alleged mismanagement of association affairs, failure to maintain
books and records, failure to enforce rules, regulations and restrictions, and breach
of contract. These policies are generally written on a "claims made" basis, and cover
only wrongful acts reported during the policy period, regardless of when the acts are
alleged to have occurred. Directors and Officers insurance coverage can be an
endorsement to the condominium association's master policy, in which case it has
the same limits as the policy's general liability coverage, or it can be a completely
separate policy with a larger or smaller coverage limit.

Covers losses caused by accident, misfortune or mishap, including loss which
comes by chance or without design, such as that caused by fire, lightning,
windstorm, rain or ice. Flood coverage is underwritten by the Federal Emergency
Management Agency through private companies and covers damage due to rising
surface waters.
Umbrella coverage provides additional liability insurance coverage above all underlying
liability coverage.
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needs should be discussed with a licensed insurance agent.
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M & L Insurance Agency
Corporate Offices
2855 N. University Dr.
Suite 110
Coral Springs, FL 33065
Office: 954-340-2323
Toll Free: 877-304-2323
Fax: 954-840-0320

Condo
Association
Insurance
M & L Insurance Agency, Inc
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