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Florida Boat Insurance
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The value of quality Florida boat insurance often doesn't
become apparent until you really need it. Whether it's a minor dent or a more substantial accident, it pays to have insurance coverage you can count on. |
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Let our experienced Florida boat insurance specialist
explain the different Liability Limits, Comprehensive, Personal Injury Protection, Collision, Medical coverages, and deductibles that are available for you to choose from. We offer affordable boat insurance policies from a leader in the insurance industry. |
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Learn more about Florida Boat Insurance coverage
options below! |
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Click on the link below to fill out a secure quote request
form for a Florida Boat Insurance policy that will provide excellent insurance coverage for your boat at an affordable cost. Or you can speak with our Florida Boat Insurance agent specialist toll free at 877-304-2323 to discuss the features. |
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We are a Florida based insurance agency offering affordable Florida boat insurance
policy premiums in the following cities and counties: Coral Springs, Fort Lauderdale, Parkland, Coconut Creek, Margate, North Lauderdale, Lighthouse Point, Hillsboro Beach, Deerfield Beach, Boca Raton, The Hamptons, Highland Beach, Weston, Plantation, Playland Isles, Melrose Park, Lauderhill, Sunrise, Tamarac, Wilton Manors, Oakland Park, Lauderdale Lakes, Sea Ranch Lakes, Villages of Oriole, Pompano Beach, Lauderdale-by-the-Sea, Boca West, Delray Beach, Boca Pointe, Boynton Beach, Lantana, Rainbow Lakes, Atlantis, Lake Worth, South Palm Beach, Palm Springs, Greenacres, Wellington, Haverhill, Palm Beach, Golden Lakes, Riviera Beach, Glen Ridge, West Palm Beach, Lake Park, Royal Palm Beach, Jupiter, Juno Beach, North Palm Beach, Loxahatchee, Belle Glade, Palm Beach Shores, South Miami, Cutler Ridge, Princeton, Perrine, Naranja, Homestead, Florida City, Leisure City, Richmond Heights, Pinecrest, Howard, Coral Way Village, Westchester, Westwood Lakes, Brownsville, Sweetwater, Key Biscayne, North Bay Village, Miami Beach, Miami Springs, Virginia Gardens, Hialeah, El Portal, Miami Shores, Medley, Indian Creek, Surfside, Bal Harbour, North Miami, Biscayne Park, Pinewood Park, Opa Locka, Bunche Park, Hialeah Gardens, Palm Springs North, Carol City, Norland, Ojus, Miami Lakes, Biscayne Gardens, Hallandale, Sunny Isles Beach, Golden Beach, Aventura, Uleta, Miramar, Pembroke Pines, North Miami Beach, Hallandale Beach, Ives Estates, Pembroke Park, Coral Gables, Kendall, Dania Beach, Cooper City, Davie, West Miami, Hollywood, Broward County, Palm Beach County, and Miami-Dade County, FL. We can also offer our Florida boat insurance coverage services throughout the state, including Miami, Orlando, Tampa, St. Petersburg, Tallahassee, and Jacksonville. |
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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Florida Boat Insurance Info
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Covers damage caused to the owners boat from a collision caused by another
boat, vehicle, or other object. The deductible is the amount you choose to pay upfront (if any) before the boat insurance policy pays. The higher the deductible chosen the lower the collision coverage cost of the Florida boat insurance policy. |
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Covers damage caused to the insured's boat (your boat) from risks such as theft, fire,
falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the boat insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost of the Florida boat insurance policy. |
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Florida Boat Insurance Info
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Florida Boat Insurance Info
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Injuries that you (insured) cause to someone else is covered under this part of a boat
insurance policy. The minimum liability insurance coverage available for purchase in Florida is 10/20 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the Florida minimums listed below. Contact us toll free at 877-304-2323 to discuss what liability coverage amounts you require to meet your needs. |
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10/20/10 10=$10,000 - 20=$20,000 - 10=$10,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
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Damage caused by the insured (you) to someone else's property, such as another
boat or dock, is covered through property damage boat insurance coverage. This coverage also assists in protecting you if a lawsuit arises from an accident. The minimum required coverage amount in Florida is $10,000. |
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Bodily Injury Liability
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Property Damage Liability
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Florida Liability Coverage limits explanation:
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Florida Boat Insurance Info
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80% of medical benefits for all reasonable expenses for necessary medical, surgical,
x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care.) |
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80% of necessary remedial treatment (nursing home care or home nursing care).
60% of disability benefits for any loss of gross income and loss of earning capacity
from inability to work because of an injury suffered in an accident. |
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Benefits Provided:
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Florida Boat Insurance Info
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100/300 100=$100,000 - 300=$300,000
First number = uninsured boater maximum for one person injured in an
accident.
Second number = uninsured boater maximum for all injuries in one
accident. |
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Example of Uninsured limits:
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or
an at-fault driver who has no liability insurance. This is not a required coverage for Florida Boat Insurance. Contact us to discuss what uninsured coverage amounts you require to meet your family or personal needs. |
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Florida requires a minimum of $10,000 of (PIP) or personal injury protection
coverage. This coverage pays medical bills for injuries suffered in a boat accident regardless of who caused the accident. |
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Florida
Personal Insurance
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Boat Insurance
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Answer a few questions and
we can provide you with an
insurance quote by phone or email. Choose a Florida personal or business insurance coverage from the menu above. |
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M & L Insurance Agency
Corporate Offices
2855 N. University Dr.
Suite 110
Coral Springs, FL 33065
Office: 954-340-2323
Toll Free: 877-304-2323
Fax: 954-840-0320
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M & L Insurance Agency, Inc
Copyright 2000-2008, All rights reserved
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We Accept
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