FL Business Owners Insurance

Florida Business Owners Insurance

Businesses can bundle property and liability coverage
into a Florida Business Owners Insurance policy that
allows your business to obtain broad coverage with
affordable premiums. Florida Business Owners
Insurance is usually the first step for small businesses
looking to get basic property and liability coverage and
is a comprehensive and affordable insurance package
for small or medium sized businesses.

To qualify for Business Owners Insurance Policies, a
company should have 100 or fewer employees, and
annual revenues should be less than $1 million. Florida
Business Owners Insurance will typically provide
reimbursement for up to a year of lost revenue resulting
from an insured property loss.

Some businesses may find Florida Business Owners
Insurance coverage limits to be too low or may not like
the lack of flexibility on options like coinsurance.
However, what the Business Owners Insurance policy
lacks in flexibility it usually makes up for with lower
premiums for your business.

Property Insurance Coverage

Florida Business Owners Insurance offers named
perils or all risk insurance coverage, similiar to
general property insurance coverages. Enhancement
endorsements are available at little or no cost to
extend coverage to your accounts receivable,
valuable papers, signs, employee dishonesty,
mechanical breakdown, computers including
software, money and securities, off premises power
failure and spoilage of food products, backup of
sewers and drains.

Liability Insurance Coverage

While similiar to Commercial General Liability Insurance, the liability
part of a Florida Business Owners Insurance Policy offers less
flexibility in determining your coverage limits for particular claims.
Optional limits of $300,000, $500,000 or $1,000,000 are available.
Personal injury, products liability, fire legal liability and premises
medical payments are included. Also, Business Owners Insurance
does not include professional liability insurance.

Interruption Insurance Coverage

Business Interruption Insurance is usually included in Business
Owners Insurance policies and covers lost income and expenses
incurred when a company suffers disaster related damage. Ongoing
operating expenses that continue even if business is suspended,
such as payroll, are also covered.

Click on the link below to fill out a secure quote request form for a
Florida business owners insurance policy that regardless of whether
you're a small contractor, large employer or a small business owner,
will provide exceptional insurance coverage for your business at an
affordable cost. Or you can speak with our Florida Business Owners
Insurance specialist toll free at 877-304-2323 to discuss the features.

Click here to fill out a

Florida Business

Owners Insurance

quote request form

We are a Florida based insurance agency offering comprehensive Florida
business owners insurance plan services to small, mid-sized and large
businesses located in the following cities and counties: Coral Springs, Fort
Lauderdale, Parkland, Coconut Creek, Margate, North Lauderdale, Lighthouse
Point, Hillsboro Beach, Deerfield Beach, Boca Raton, The Hamptons, Highland
Beach, Weston, Plantation, Playland Isles, Melrose Park, Lauderhill, Sunrise,
Tamarac, Wilton Manors, Oakland Park, Lauderdale Lakes, Sea Ranch Lakes,
Villages of Oriole, Pompano Beach, Lauderdale-by-the-Sea, Boca West, Delray
Beach, Boca Pointe, Boynton Beach, Lantana, Rainbow Lakes, Atlantis, Lake
Worth, South Palm Beach, Palm Springs, Greenacres, Wellington, Haverhill,
Palm Beach, Golden Lakes, Riviera Beach, Glen Ridge, West Palm Beach,
Lake Park, Royal Palm Beach, Jupiter, Juno Beach, North Palm Beach,
Loxahatchee, Belle Glade, Palm Beach Shores, South Miami, Cutler Ridge,
Princeton, Perrine, Naranja, Homestead, Florida City, Leisure City, Richmond
Heights, Pinecrest, Howard, Coral Way Village, Westchester, Westwood
Lakes, Brownsville, Sweetwater, Key Biscayne, North Bay Village, Miami
Beach, Miami Springs, Virginia Gardens, Hialeah, El Portal, Miami Shores,
Medley, Indian Creek, Surfside, Bal Harbour, North Miami, Biscayne Park,
Pinewood Park, Opa Locka, Bunche Park, Hialeah Gardens, Palm Springs
North, Carol City, Norland, Ojus, Miami Lakes, Biscayne Gardens, Hallandale,
Sunny Isles Beach, Golden Beach, Aventura, Uleta, Miramar, Pembroke Pines,
North Miami Beach, Hallandale Beach, Ives Estates, Pembroke Park, Coral
Gables, Kendall, Dania Beach, Cooper City, Davie, West Miami, Hollywood,
Broward County, Palm Beach County, and Miami-Dade County, FL. We can
also offer our Florida business owners insurance coverage services to
businesses throughout the sunshine state, including Miami, Orlando, Tampa,
St. Petersburg, Tallahassee, and Jacksonville.

**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions
regarding your insurance needs should be discussed with a licensed insurance
agent.